I used to think that to save money, I had to put it in my savings account at the bank. I used to request that the bank teller hold back a portion of my paycheck before handing me the greenbacks I'd earned that week on the job. This saving system worked well until I decided to save money in a more exciting way.
It's much more fun saving money while I shop. All of the stores I frequent have sales going on every day. We've all seen signs in businesses and ads in newspapers promising savings on purchases. For instance, an item regularly priced at $9.99 may be marked down to $6.99. When I buy this item, I'm saving $3.00. Until about a year ago, I never claimed my savings. What can I say? I was naive and uninformed.
For over a year, I've discontinued saving my money by depositing it in my savings account at my bank. I'm saving exclusively by buying things which are on sale that I need or simply want for no particular reason. I'm willing to spend more than I used to because by spending, I'm saving money and investing megabucks in my future.
I'm not sure exactly where all my savings are accumulating because I never get a statement from the bank that handles savings gained by spending. Actually, I don't even know the name of that bank. I bet it's SGBS, derived from "savings gained by spending." I'm surmising that they must send yearly statements which would wisely save them money on paper and postage costs. I bet the bank name is SGBS, derived from "savings gained by spending."
I can't wait to find out my total savings since I started saving by spending. I assume that with the latest electronic equipment at the checkout counters, savings are automatically credited to a a central bank account in my name. Sales clerks love this system too. Whenever I ask them when I'll get a report on my savings from the bank, their faces break into wide smiles and eventually they chuckle or laugh gaily. I never get an answer to my question. I figure that if they're not concerned, I shouldn't be either.